Cash2Keys: The Market Solution
The demand for homes is high. With fewer homes available compared to the number of buyers in the market, a competition between buyers is created. Most houses today are tough to hold onto and even tougher to afford if you play the bidding game. You deserve better. We can provide a solution.
At AnnieMac Home Mortgage, we want you to have a fair shot at owning a house your family will love. Shopping for the home of your dreams isn't easy. Competition is fierce in today's market, and chances are that your offer is being pitted against a dozen other buyers bidding way above market value. That's why we have created three innovative programs, designed to help both new home buyers and existing homeowners buy the homes of their dreams.
Waiving Contingencies is what we do best.
#1- Cash Offer: Waive the Mortgage Contingency
Give your buyers the power of cash without needing all‑cash funds. Our cash offer solution removes the mortgage contingency, positioning buyers to compete more aggressively with fewer fall‑outs and greater seller confidence.
#2- Buy Now, Sell Later: Waive the Home Sale Contingency
The best of both worlds for move‑up buyers. This solution removes the home sale contingency, allowing buyers to purchase before selling their current home—reducing friction, stress, and missed opportunities.
#3- Appraisal Assurance: Waive the Appraisal Contingency
Protect your deal from appraisal surprises. Appraisal Assurance removes the appraisal contingency for qualifying buyers, providing increased certainty for sellers and builders while keeping transactions on track.
Other (but equally important) Proprietary Products:
Cash Bridge - Gives buyers the flexibility to move forward confidently without waiting for their current home to sell. By removing the home sale contingency, this solution allows buyers to purchase first while unlocking equity from their existing property—resulting in stronger offers, fewer delays, and greater certainty for sellers and listing agents.
Rate Relief - Buy now without worrying about tomorrow’s rates. Rate Relief gives buyers confidence by protecting them if rates improve after closing—helping remove hesitation and keep deals moving forward.
Non QM /Creative Financing - Not every buyer fits inside a traditional box — and that’s where creative solutions win. Our Non‑QM programs allow qualified buyers to leverage alternative income documentation and flexible structures, creating stronger buyer qualification, fewer surprises, and more reliable closings without unnecessary contingencies.
Builder’s Advantage - Designed for builders and their buyers, this program increases certainty and reduces fallout. With stronger buyer qualification and contingency‑reducing tools, builders see more reliable closings and fewer contract issues.
Platinum Pre-Approval - Not all pre‑approvals are created equal. Our fully vetted buyers are positioned to compete with stronger offers, fewer contingencies, and greater confidence, giving agents and sellers peace of mind.
Resources tailored to you!
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Real Estate Agents!
Find everything you need as Real Estate Agent to utilize our Cash2Keys platform including getting certified.
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Marketing Materials
Find everything you need to market our programs. For co-branded assets please reach out to your AnnieMac Loan Officer.
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Customers!
Do you want to learn more about how AnnieMac’s proprietary programs can help you with buying or selling a home! Look no further. Click the fancy green button below!